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Licensed, bonded & insured?

Monday, April 28th, 2014
Sample Virginia Contractors License

Sample Virginia Contractors License

In Virginia, a contractor doing work valued at $1,000 or more must be licensed. See Virginia contractor licensing for more information. A license is issued to a company rather than an individual and may be viewed online – along with any disciplinary actions taken against the contractor – on the Virginia Department of Professional and Occupational Regulations website at http://www.dpor.virginia.gov/LicenseLookup/.

What does it mean when a contractor is “bonded”?

A contractors’ license bond is taken from a Virginia surety bond company and “guarantees that the contractor will use funds towards the project and in an ethical manner. The bond also ensures that the project is performed according to established rules and guidelines.”
(Source: http://www.oxbonding.com/about-bonds/virginia-contractor-license-bond)

A surety bond protects the consumer. Should a contractor make an unethical decision or violate any applicable rules or regulations that has a negative impact on someone, that party can file against the bond for financial compensation. However, a bond does not necessarily cover defects in workmanship if no ethical or regulatory violation is found to have occurred.

Contractor surety bonds are not required by the state but are often required by localities, and may be required by government or business entities before a contractor is hired.

What kind of insurance is a Virginia licensed contractor required to have?

In addition to state license requirements, general contractors must maintain several types of insurance, depending on the state and their local jurisdictions. These may include:

  1. Workers’ Compensation insurance – This is the only insurance contractors with three or more employees are required by the state of Virginia to carry. It protects the employees in case of injury on the job.
     
  2. General Liability insurance – General liability insurance covers property loss and bodily injury to those not employed by the contractor. While it is not required by the state, most local building departments require it.
     
  3. Automotive insurance – Like all vehicle owners in Virginia, contractors must have minimum liability insurance coverage on their vehicles.

Source:
www.tabithawalkerinsurance.com/blog/virginia_general_contractor_insurance_requirements.aspx

Contact Us

Windows and Home Renovations Direct is a Virginia-licensed Class A contractor and is bonded and insured. Please contact us for more information about our qualifications, service, and experience.
 

Virginia contractor licensing

Sunday, April 13th, 2014

Virginia Department of Professional and Occupational Registration - DPORThe Virginia Department of Professional and Occupational Regulation Board for Contractors “licenses businesses engaged in the construction, removal, repair, or improvement of facilities on property owned by others.”

The license has two parts: the class and the classification/speciality. The class of license – A, B, or C – determines the maximum monetary value of a project that can be performed. The classification/specialty determines the type(s) of work the contractor is licensed to perform.

Through the Virginia DPOR website license lookup at http://www.dpor.virginia.gov/LicenseLookup/, you can view any contractor’s license, including class, specialties, and any open and/or closed complaints. This is a useful tool for researching not just contractors, but any service provider engaging in a state-licensed occupation.

Windows and Home Renovations Direct is licensed under the corporate name SML Incorporated, license #2705063477. We are a Class A contractor, indicating that there is no monetary limit on work that can be performed, and our classifications/specialties are Building (BLD) and Home Improvement (HIC). Click here to view our license.

If you’re interested in hiring any type of contractor, be sure to do your research. And if you’d like to find out more about our licensure and the types of projects we’ve completed, please contact us.
 

How to hire a contractor you can trust

Thursday, May 23rd, 2013

According to this article from the Better Business Bureau of Western Virginia:Unhappy Homeowner

Every year, homeowners research the trustworthiness of roofing contractors with BBB more than 2 million times—more than any other industry. Unfortunately, last year alone, BBB received more than 7,600 complaints about roofers from unsatisfied customers.

Daily Finance reported that in 2011 the BBB reportedthe two industries receiving the most complaints nationwide: roofers and general contractors.
 

So how do you know you can trust
Windows & Home Renovations Direct?

We’re qualified.

BBB Accredited BusinessLocally owned and operated by Scott and Melissa Woldman, Windows & Home Renovations Direct has been in business since 1994 and has been a BBB accredited business since 2000. A licensed Class A contractor, Windows & Home Renovations Direct is also a qualified System Home Improvement Products Remodeler, and a member of:

We take customer satisfaction surveys – and post the results.

GuildQuality GuildMemberAs a GuildQuality Guildmember, Windows and Home Renovations Direct relies on our customer surveying to help us deliver an exceptional customer experience. Visit our GuildQuality site at www.guildquality.com/cr/Windows-and-Home-Renovations-Direct/RD96208225043CL/ to see current reviews our our work. When you hire us to complete a home project for you, we’ll ask you to submit a survey, too!
 
We back every job with a 100% satisfaction guarantee, and it shows.
 

When you hire us, you know the you’re hiring a reputable local contractor with a long history of satisfied customers.

Open Floor PlanThe next time you have a home improvement project – large or small – contact us by phone at (540) 966-2808, or use our website form to request a quote.

We’ll schedule a time to meet with you at your convenience to see the size and scope of your project, and then provide you with a no-cost, no obligation quote based on your unique needs and budget.